Commercial Healthcare & Employee Benefits
Leading Experts & Innovators in Self-funding
Who We Are
Our story began in 1986. We are a privately held, family-owned agency who are small but mighty–mighty enough to consult for major employers and PEOs, but small enough that we still hand-deliver homemade cookies to our commercial clients every Christmas.
Kern Island Insurance equips employers across California and other states with commercial insurance and incredible employee benefits to attract and retain the best employees. We are committed to a relentless pursuit of innovation and unquestionable excellence balanced with local, personalized service.
We are proudly headquartered in Bakersfield, California in Kern County.
What We Do
Self-funding Program
Save up to 39% on costs without sacrificing benefits or network quality. Our cost-savings formula will blow you away.
Employee Benefits
Medical, Dental, Vision, Life, Disability, Ancillary Lines, & Key Employee Plans.
Commercial Insurance
Including Workers Compensation, General Liability, Property, Professional Liability, Employment Practices, & More
Captive Insurance
If you pay over $100,000 per year for your Workers Compensation, Auto, and other lines, you could save up to 50%.
Personal Lines & Medicare
401(k) & Retirement Plans
Compliance Assistance
