“Better Employee Benefits, Lower Employer Cost“
Better Employee Benefits
A thriving workforce is the cornerstone of any successful business. Attract and retain the best talent with access to a cost-effective, comprehensive employee benefits package. Empower your team, enhance their lives, and foster loyalty. Whether you’re a small business or a major enterprise, our offerings are designed to meet your unique needs.
- Nationwide networks with 90% + provider coverage
- $0 out-of-pocket options
- Employee choice of no-to-low cost providers*
- Concierge medical & claims assistance
*For qualifying employers
Lower Employer Costs
We don’t just stay on top of the market, we get ahead of it. We empower companies of all sizes with the same strategies as Fortune 500 companies to customize their offerings and lower costs.
We are completely transparent from the beginning on our compensation. Also, we don’t take broker bonus overrides…in other words, we’re client loyal and carrier agnostic.
Recruit, Retain, Support, & Compete with Excellent Benefits
Group Health Insurance
Attract and retain top employees. Compete with the same benefits as Fortune 500 companies, while reducing compliance burden. Our self-funding program is world-class, and saves our clients millions of dollars each year.
Tax-Advantaged Accounts
Help employees pay with pre-tax dollars for qualified medical expenses, health insurance premiums, childcare expenses, and more by offering Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), or Health Reimbursement Arrangements (HRAs).
Dental & Vision
Adding great dental and vision to your benefits package is extremely valuable. In highly competitive industries, it’s a must.
Ancillary Benefits
Unexpected situations happen. Add value to your employees with voluntary accident, disability, critical illness, and hospital indemnity coverage. It will support your employees during challenging times, and it costs nothing extra to the company.
Group Retirement Benefits
Craft a competitive contribution strategy, give employees their choice of best-in-class funds, and simplify management and compliance.
Individual Coverage
Whether you’ve lost your group coverage or you are Medicare-eligible, we will help you find the right coverage at the right cost.
Self-Funding: Save Big, Take Control of Your Healthcare
Our Self-Funding Program takes what has traditionally been reserved for companies with thousands of employees, and brings it to companies of any size. You CAN have it all – customize your benefits, add unbelievable perks, take control of your claims, and save money over your fully insured competitors.
Already self-funded? Clients who were already self-funded saved over 10% after entering our program. We stand alone in our knowledge of claims discounting, PBMs and carveouts, and in our relationships in the stop-loss, reinsurance, and captive markets.
Our Client Service is Legendary.
Compliance Assistance
Your responsibilities as an employer can be complex. confusing, and frustrating. From ACA requirements to DOL compliance, we stay on top of employment and healthcare law. Come filing time we will also help you file your 5500s, 1094/1095s, and others. Your HR department can rely on us as a trusted partner. We reduce so many headaches, that aspirin and acetaminophen producers are furious.
Digital Benefits Management & HRIS
Gone are the days of cumbersome paperwork and duplicate data entry into multiple carrier login systems. Step into the cutting edge of technology with our integrated Benefits Management and HRI system.
- Easily complete renewals, enrollments, & terminations
- Update carriers & administrators directly via API connection
- Have a centralized database of all employees, dependents, and enrollment info
- Generate detailed reports of all datapoints
