Commercial Insurance & Employee Benefits
National Experts in Self-funding
Who We Are
Our story began in 1986 with a handshake between two friends. The agency they built is small but mighty–mighty enough to consult for major employers and PEOs, but small enough that we still hand-deliver homemade cookies to our commercial clients every Christmas.
Kern Island Insurance equips employers across California and other states with commercial insurance and excellent employee benefits to attract and retain the best employees. We are committed to a relentless pursuit of unquestionable excellence with local, personalized service.
We are proudly headquartered in Bakersfield, California in Kern County.
What We Do
Self-funding Program
Save up to 39% on costs without sacrificing benefits or network quality. Our cost-savings formula will blow you away.
Employee Benefits
Medical, Dental, Vision, Group Life & AD&D, HRAs, Tax Advantaged Plans, & Voluntary Benefits
Property & Casualty
Workers Comp, General Liability, Property, Boiler Room, Inland Marine, & More
Captive Insurance
Covers both Property & Casualty lines and Employee Benefits
Consulting
For major employers with over 1,000 employees, PEOs, Captive Programs, Government & JPAs.
Enrollment & Compliance
Online or Paper Enrollments, In-person Open Enrollments Meetings, & World-class Benefits Management and HRIS system. ACA compliance, 1094 and 1095 filings, ERISA wraps, 5500 filing assistance, POP Section 125 Cafeteria plans, claim resolution assistance, & more.
Group Retirement Plans
